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Short-term major medical plans are temporary health insurance designed to fill gaps in coverage. Common uses are people waiting for employer benefits to start, temporary or seasonal employees, new graduates, people between jobs or to provide coverage while waitng for an individual plan to be processed. These plans can also be used for a cost effective alternative to COBRA.
Although these plans are comprehensive, there are a few key exclusions:
Pre-existing Conditions: Are never covered by a Short-term Policy.
Routine Physicals: Are never covered by a Short-term Policy.
These are not all the exclusions so please review the product brochure for a full list.
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Assurant Health offers 3 options: Single Payment for up to 6 months, Monthly payments for coverage up to 12 months and Monthly payments for up to 12 months. There is no limit in the number of times you can make application.
Click here to get a quote and to apply on line
Limitations and Exclusions What's Covered? Rate Card Full Brochure
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American Community Offers Single Pay and Monthly pay options. Maximum coverage per policy period is 6 months and you cannot be on this plan for more than 12 consecutive months.
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Limitations and Exclusions What's Covered? Rate Card Full Brochure
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The Amigo Plan offers a 6 and 12 month plan. You can pay monthly by credit card or make a single payment to save money. The plan includes a $50 Urgent Care Co-pay and does not have a residency requirement.
Clink here to get a quote and to apply on line
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United Security offers a Monthly payment and a single pay option with coverage up to six months at a time. You can rewrite this policy twice and the second policy cannot be any longer than the first policy.
Click here to get a quote and to apply on line
Limitations and Exclusions What's Covered? Rate Card Full Brochure
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